No sorry. At the moment, we can only process loans for customers in the Wellington and Hawkes Bay regions. Do I need to bring ID each time I get a loan?
No, you don't. Once you've been approved as a Superloans customer and taken your first loan, all of your details are stored in our system. Do you loan to beneficiaries? We sure do. Everyone is treated the same at Superloans. How much can I borrow? The amount you can borrow depends on a number of factors. Check our Calculator to see how much cash you could walk out with. I've paid back my loan. Can I get another one? You sure can, and since you're an existing customer, your details are retained in our system, making the process even easier.
Just pop into a branch to get your next loan sorted. I'm self-employed. Can I get a loan? A Pawn Loan is perfect if you are self-employed. However, you may be approved for an Express Loan if make money on the internet superl ga get a regular income, and meet the other criteria.
Apply for a Free Loan to see if you qualify. Can I have more than one loan at a time? It's not possible to have two Express Loans active at the same time. However, there is no limit on Pawn Loans, so if you have an Express Loan and you need some extra cash, you are welcome to get a Pawn Loan as well.
The amount you can borrow will be dependent on your income.
Check our calculator to see how much быстрый форекс брокер you could walk out with.
Do you do credit checks? A credit check is part of our application process, combined with other checks we complete using our own Responsible Lending Guidelines. However, we also take into account your current circumstances, not just your credit option higher lower strategy. Check out our Bad Credit loan page if you're concerned about your credit rating.
Can I repay my Free Loan early? You sure can, and you won't be charged any penalty or fees for doing that. We encourage our customers to pay back their loans as fast as they can!
What happens if I miss a payment?
If you contact us immediately and make a manual payment, make money on the internet superl ga won't incur any default fees. If you don't reply to the text message, we'll continue to try to contact you by text message, phone, and email. Day 1 — 2: Send you a text message alerting you to a missed payment asking you to contact us.
Day 3 — 4: Also attempt to contact you by phone and email. Day 5: We'll extend your loan agreement for an additional pay period. What happens if I stop payment of my free loan? Our staff will attempt to contact you to discuss your situation and try to assist you in any way possible. Week 1: Attempt to contact you by email, phone, and text. Week 2: Attempt to contact you through your alternative contacts and work if applicable.
Week 3: Field officer visit - sent to your home or place of work. Week 4 onwards: Continue to attempt contact until the loan reaches 'under collection' status. This occurs when the interest and fees are equal to the original loan value. Once the loan is placed under collection, the debt is listed with a external debt collection agency.
If you can answer yes to all of these questions, then chances are you qualify. From salary, wages or benefit can be combined Is your income salary, wages or benefit direct credited into your account?
Do you have internet banking if you don't it only takes 5 minutes to organise simply phone your bank or call into your nearest branch? If employed, have you been with your employer for more than 30 days?
Can you give us proof of address — From your bank or a government department.
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Can you supply a phone number for yourself and alternative phone numbers for people not living with you — a partner, family members, or friends? Can I get a loan if I have bad credit?
If you have had issues with your credit in the past, you may still be approved for a loan. We look at your current ability to repay a loan, not what happened in the past.
Do you do a credit check?
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As part of our responsible lending policy, we check the credit history on all new applications. However, we won't decline your application just because of a poor credit score. We discuss any defaults or collections with you first and make our decision based on our discussion not just your score.
Does the loan have any hidden fees?
Here's what our customers have to say
We make our fees and rates as transparent as possible. When you take a loan with us, all fees are clearly described in the loan document, and we'll discuss these with you when you're going through the application process. If you'd like more information on our fees, check out our costs page.
How do I repay the loan? All loan repayments are made by direct debit from your bank account, aligned with your payday. We will work through this with you during the application process.
Can I top up my loan? You sure can. The My Superloans App tells you when a top-up is available and how much you can walk out with if approved.
Can I repay my loan early? We encourage our customers to repay their loans early, so you definitely can. Can my partner apply for a loan as well? Your partner would also need to meet our criteria, but as long as they do, they're welcome to apply.
Which benefits do you accept as income? We can do loans for people on the following benefits: Orphan's Benefit.